360 Advantage Wellness Program

Your Employees Deserve Better.
So Does Your Bottom Line.

Most small to mid-sized businesses believe they can't afford world-class employee wellness. The 360 Advantage program changes that — delivering premium benefits, guaranteed life insurance, and real tax savings at zero net cost to you.

What you get — at no net cost
💰
Employer FICA tax savings
$623 per employee, per year
🛡️
MassMutual Whole Life Policy
Up to $150,000 — guaranteed issue
📱
Digital therapeutics & care access
Personalized digital health — 24/7, any device
💵
Employee take-home pay increase
Average $150 more per paycheck

Running a Business Is Hard.

Small to mid-size companies are dealing with the same four challenges: burnout, rising healthcare costs, absenteeism and presenteeism, and retention pressure.

Your benefits are falling short

Whole-life wellness addresses all four issues by supporting employees physically, mentally, emotionally, and financially — giving you a competitive edge without the enterprise price tag.

Healthcare costs keep climbing

Every year your payroll expenses go up and your options go down. There's never a plan that actually saves money while covering your team well.

You're leaving tax savings on the table

Most business owners don't know that compliant benefit structures can legally reduce their payroll tax burden — hundreds of dollars per employee, per year.

"That's why whole-life wellness isn't a benefit — it's a business strategy."

We Found a Program That
Actually Delivers.

Edge Beneficial exists to bring enterprise-grade wellness to small and mid-size businesses. As an authorized sales agency for Honor One Healthcare Ventures, we connect you with the 360 Advantage program — a bolt-on solution trusted by hundreds of employers since 2017, with proven IRS and ACA compliance built in.

Learn more at H1HCV.com →
Trusted by organizations including
Humana · Colgate · Stanford University · Abbott · American Heart Association · Novartis · MassMutual
21.9M
Member & patient encounters
$250M+
In healthcare costs saved
240M
Prevented critical medical events
96%
Member retention rate

Everything Your Team Needs.
Nothing Out of Your Pocket.

A fully managed, bolt-on wellness solution that does not replace your existing health benefits — it enhances them. We handle the plan documents, enrollment, and administration so your HR team doesn't have to.

For Employers
💼

Payroll Tax Savings

A compliant PLUS™ benefit structure reduces your FICA tax burden, putting $623 per enrolled employee back into your business every year — with zero out-of-pocket cost.

For Employees
📱

Digital Therapeutics — 24/7

Our proprietary "best in class" digital therapeutics platform gives employees round-the-clock, personalized, clinically proven care support via phone, computer, or tablet — helping manage chronic conditions before they become crises.

Life Insurance
🛡️

MassMutual Whole Life Policy

Every enrolled employee receives a guaranteed issue whole life insurance policy up to $150,000 — at no cost to them. No medical exams, no underwriting hurdles.

Powered by AI
🧬

BehavioralRx® Personalized Care

An AI-guided care platform that personalizes health recommendations to each employee's emotional, behavioral, physical, and metabolic profile — driving real outcomes, not just activity.

🏛️
Over 10 Years of Proven Compliance

100% Employer Indemnification — Zero Audit Risk.

The 360 Advantage program has operated in full compliance with IRS and ACA guidelines for over a decade, trusted by hundreds of employers nationwide. And if the IRS ever comes knocking — you are 100% indemnified against any and all audit risks. No exposure. No liability. Just confidence.

10+
Years compliant

Three Steps to a Healthier, More
Profitable Business

We handle the complexity. You get the results.

1

Book a Free Consultation

We learn about your business, your team size, and your current benefits. No pressure, no pitch — just a straightforward conversation about what's possible.

2

We Build Your Custom Plan

Our team prepares a tailored 360 Advantage proposal showing your exact employer savings, employee benefits, and implementation timeline.

3

Your Team Starts Winning

Enrollment is seamless, administration is handled, and your employees immediately access world-class wellness — while you start saving.

With 360 Advantage

  • 100% employer indemnification against any IRS audit risk
  • 10+ years of proven IRS and ACA compliance
  • Bolt-on solution — does not replace or disrupt your existing health benefits
  • $623/year employer FICA tax savings per enrolled employee
  • Employees take home an average of $150 more per paycheck
  • Guaranteed issue MassMutual whole life policy up to $150K
  • 24/7 virtual primary care access — no app required
  • AI-personalized preventive care for every employee
  • Reduced absenteeism and presenteeism
  • Better talent attraction and employee retention
  • Zero net cost — all premiums covered by payroll tax savings
  • Fully managed enrollment and plan administration

Without It

  • Watching good employees leave for better benefits elsewhere
  • Paying full FICA taxes when legal savings are available
  • Employees with no life insurance protection for their families
  • Rising healthcare expenses with no relief in sight
  • Reactive healthcare instead of preventive care
  • Disengaged teams and declining productivity
  • Competing for talent at a permanent disadvantage

Quick Eligibility Check

  • Minimum 30 enrolled full-time W-2 employees
  • Employees earning $35,000+ annually, paying FICA
  • Enrolled in company-sponsored or qualifying health insurance
  • Workforce with annual turnover of 30% or less

Find Out Exactly How Much
Your Business Can Save.

Schedule a free, no-obligation consultation with Edge Beneficial. We'll walk you through a custom savings analysis for your business in 30 minutes.

Free savings analysis — know your exact numbers
No commitment required
Response within 1 business day
Powered by Honor One Healthcare Ventures
Contact Greg directly greg@edgebeneficial.com 336-906-1132

Request Your Free Consultation

Tell us about your business and we'll prepare your custom savings report.

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