360 Advantage 2.0 Wellness Program

Your Employees Deserve Better.
So Does Your Bottom Line.

Most small to mid-sized businesses believe world-class employee wellness is out of reach for their employees. The 360 Advantage 2.0 program changes that — connecting a formal medical benefit plan with personal, phone-based health activation at zero net cost to you.

What you get — at no net cost
📱
ReflectYou 360 Bioscan
30-sec phone scan — FDA-cleared wellness signals
🧬
Digital therapeutics & personalized health journey
Adaptive learning & daily engagement, 24/7
🛡️
MassMutual Whole Life Policy
Up to $150,000 — guaranteed issue
💰
Employer FICA tax savings
$1,230 per employee, per year

Running a Business Is Hard.

Small to mid-size companies are dealing with the same four challenges — and they're costing you more than you think:

Burnout
Overwhelmed employees, rising stress, declining productivity.
Rising Healthcare Costs
Premiums climb every year with no relief in sight.
Absenteeism & Presenteeism
Sick days and distracted workers cost more than you think.
Retention Pressure
Competing for talent against companies with bigger benefit budgets.

Whole-life wellness addresses all four issues by supporting employees physically, mentally, emotionally, and financially — giving you a competitive edge without the enterprise price tag.

"That's why whole-life wellness isn't a benefit — it's a business strategy."

We Found a Program That
Actually Delivers.

Edge Beneficial exists to bring enterprise-grade wellness to small and mid-size businesses. As an authorized sales agency for Honor One Healthcare Ventures, we connect you with the 360 Advantage 2.0 program — a bolt-on solution trusted by hundreds of employers since 2017, with proven IRS and ACA compliance built in.

Learn more at H1HCV.com →
Trusted by organizations including
Humana Colgate Stanford Abbott Amer. Heart Assoc. Novartis MassMutual
21.9M
Member & patient encounters
$250M+
In healthcare costs saved
240M
Prevented critical medical events
96%
Member retention rate

Everything Your Team Needs.
Nothing Out of Your Pocket.

A fully managed, bolt-on wellness solution that does not replace your existing health benefits — it enhances them. Advantage 2.0 connects a formal medical benefit plan with personal, phone-based health activation in one coordinated experience.

New in 2.0
📱

ReflectYou 360 Bioscan

A 30-second camera-based phone scan that detects wellness signals through transdermal optical imaging — delivering FDA-cleared pulse and breathing-rate measurements and a personalized next step. Health feels personal, so employees pay attention.

For Employees
🧬

Personalized Health Journey

Timely guidance, helpful resources, and simple actions help employees build healthier habits over time through adaptive learning and daily engagement — moving from awareness to lasting action.

Life Insurance
🛡️

MassMutual Whole Life Policy

Every enrolled employee receives a guaranteed issue whole life insurance policy up to $150,000 — at no cost to them. No medical exams, no underwriting hurdles.

For Employers
💼

Payroll-Tax Savings That Scale

A pre-tax benefit structure reduces your FICA tax burden, putting $1,230 per enrolled employee back into your business every year — with zero out-of-pocket cost. Savings grow as participation grows.

🏛️
Over 10 Years of Proven Compliance

100% Employer Indemnification — Zero Audit Risk.

The 360 Advantage 2.0 program has operated in full compliance with IRS and ACA guidelines for over a decade, trusted by hundreds of employers nationwide. And if the IRS ever comes knocking — you are 100% indemnified against any and all audit risks. No exposure. No liability. Just confidence.

10+
Years compliant

Three Steps to a Healthier, More
Profitable Business

We handle the complexity. You get the results.

1

Book a Free Consultation

We learn about your business, your team size, and your current benefits. No pressure, no pitch — just a straightforward conversation about what's possible.

2

We Build Your Custom Plan

Our team prepares a tailored 360 Advantage proposal showing your exact employer savings, employee benefits, and implementation timeline.

3

Your Team Starts Winning

Enrollment is seamless, administration is handled, and your employees immediately access world-class wellness — while you start saving.

See Exactly What
Your Business Could Save.

Enter your employee count below to get an instant estimate of your annual FICA tax savings with 360 Advantage 2.0.

* Based on $1,230 net annual employer FICA savings per enrolled employee. Illustrative only — actual results vary by eligibility, participation, plan design, and tax treatment.

3050500
Estimated Annual Employer Savings
$61,500
per year in FICA tax reduction
$5,125
Per month employer savings
Get My Full Savings Analysis →

With 360 Advantage

  • 100% employer indemnification against any IRS audit risk
  • 10+ years of proven IRS and ACA compliance
  • Bolt-on solution — does not replace or disrupt your existing health benefits
  • $1,230/year employer FICA tax savings per enrolled employee
  • Guaranteed issue MassMutual whole life policy up to $150K
  • 24/7 virtual primary care access — no app required
  • AI-personalized preventive care for every employee
  • Reduced absenteeism and presenteeism
  • Better talent attraction and employee retention
  • Zero net cost — all premiums covered by payroll tax savings
  • Fully managed enrollment and plan administration

Without It

  • Watching good employees leave for better benefits elsewhere
  • Paying full FICA taxes when legal savings are available
  • Employees with no life insurance protection for their families
  • Rising healthcare expenses with no relief in sight
  • Reactive healthcare instead of preventive care
  • Disengaged teams and declining productivity
  • Competing for talent at a permanent disadvantage

Quick Eligibility Check

  • Minimum 30 enrolled full-time W-2 employees
  • Employees earning $35,000+ annually, paying FICA
  • Enrolled in company-sponsored or qualifying health insurance
  • Workforce with annual turnover of 30% or less

Keep Your Employees
Healthy and Wealthy.

360 Advantage 2.0 isn't just good for your bottom line — it's a genuine gift to your workforce. Here's what every enrolled employee receives.

📱

Personal Health Bioscan

A 30-second phone-based scan delivers FDA-cleared wellness signals and a personalized next step — right from the phone they already carry. No portals, no complexity.

🧬

Personalized Health Journey

Clinically vetted digital therapeutics help employees boost their health, sleep better, and manage mental health — with adaptive guidance tailored to each person's unique profile.

🛡️

Whole Life Insurance

Every enrolled employee receives a guaranteed issue MassMutual whole life insurance policy up to $150,000 — no medical exams, no underwriting, no cost to them.

Find Out Exactly How Much
Your Business Can Save.

Schedule a free, no-obligation consultation with Edge Beneficial. We'll walk you through a custom savings analysis for your business in 30 minutes.

Free savings analysis — know your exact numbers
No commitment required
Response within 1 business day
Powered by Honor One Healthcare Ventures
Contact Greg directly greg@edgebeneficial.com 336-906-1132

Request Your Free Consultation

Tell us about your business and we'll prepare your custom savings report.

By submitting, you agree to be contacted by Edge Beneficial regarding the 360 Advantage 2.0 program. No spam, ever.